Buyers:

• Photo Identification (A valid government issued photo ID such as a driver’s
  license or passport).

• Certified or cashier’s check made payable to Premier Title, Inc., wire transfer of funds. We cannot accept personal checks!

• Hazard Insurance Policy with paid receipt for first year (if a single family or townhome).

 
Sellers:

• Contract and Lender documentation (especially good faith estimate, contract and commitment ).

• Photo Identification (A valid government issued photo ID such as a driver’s
  license or passport).

• Copies of the latest statements of any loans or other items to be paid at settlement.

• If funds are to be wired to your account, a voided check.

 
Borrowers:

• Hazard homeowner’s insurance policy with paid receipt before or at settlement (if a single family or townhome).

• Photo Identification (A valid government issued photo ID such as a driver’s
  license or passport).

• Copies of current statements of any loans or other items to be paid at settlement.

• Lender documentation (especially good faith estimate, truth-in-lending, lock-in letters, etc.).

Our post closing department will process the disbursement of your settlement funds quickly and efficiently. Virginia law requires that all funds must be received in cash or its equivalent, and that the funds be deposited into our escrow account once settlement has occurred. Further, the Deed and the Deed of Trust(s)/Mortgage(s) must be recorded in the Clerk’s office at the appropriate County to ensure that the purchaser receives good and marketable title to the property.

You must make your certified or cashier's check payable to: Premier Title, Inc.

As long as we have all the lender's final instructions that are required to prepare a HUD-1 Settlement Statement, our office will make every attempt to inform you of the exact amount needed prior to closing. Your lender's “Good Faith Estimate” can also assist you in determining the amount needed for closing.